If it passes as is, as of this date, of course.

If you’re a rider with your eye on a fresh set of wheels—or just want Uncle Sam to finally throw you a bone—then there’s a new piece of legislation that might just fire up your interest.

Nicknamed the “One Big Beautiful Bill,” this proposed law is revving its way through Washington and could have a huge impact on American-made motorcycles and the folks who ride them. Here’s what you need to know.

What’s in the Bill?

At the heart of the bill is a tax break for people who buy U.S.-assembled motorcycles for personal use. Here are the key takeaways:

• Interest Deduction on Motorcycle Loans Riders can deduct interest on motorcycle loans—up to $10,000 per year—from their taxes between 2025 and 2028. That’s money back in your pocket just for financing your bike.
• Above-the-Line Deduction You don’t even need to itemize your taxes to claim it. This opens the door for a lot more everyday riders to benefit.
• Income Limits Apply This isn’t for the high rollers—deductions start to phase out at $100K for individuals and $200K for joint filers.

In short: this bill is designed to support middle-class riders—the bread and butter of the American motorcycling scene.

Why It Matters

Over half of new bike buyers finance their rides. Whether it’s your first cruiser or your fifth sport tourer, this bill could shave serious dollars off your cost of ownership. That’s good news for:

• American manufacturing: More demand for U.S.-assembled bikes.
• Local dealerships and service shops: Increased business and stability.
• DIYers and gearheads: You’ve got more to invest in mods and gear.

The Catch?

It’s not 100% clear if this deduction will apply strictly to American brands like Harley-Davidson and Indian, or also to foreign brands that assemble bikes here in the States (think Honda or BMW in Ohio). Either way, assembly location matters—so keep your eyes on that factory tag.

My Thoughts

At IJustWant2Ride.com, we’re all about making the riding life better—safer, smarter, and just a little more rebellious. The Big, Beautiful Bill isn’t perfect, but it’s a rare bit of legislation that benefits the riding community.

We’ll be keeping an eye on how this bill evolves. In the meantime, if you’ve been dreaming about a new ride in your garage, 2025 might be your year.